Part I:  Foundations of Personal Financial Planning

1. The Financial Planning Process

2. Tools for Personal Financial Planning:  Financial Statements and the Time Value of Money 

3. Personal Financial Goals, Career Planning, and Budgeting

4. Tax Planning Strategies

Part I Continuing Case

Part II: Meeting Basic Household Needs

5. Cash Management and Financial Institutions

6. Purchasing Decisions and Credit Cards

7. Consumer Loans and Credit Rights

8. Making Automobile and Housing Decisions

9. Buying Property and Liability Insurance

10. Evaluating Jobs and Employee Benefits: Health, Disability, and Retirement Plans

Part II Continuing Case

Part III: Building Household Wealth

11. Fundamental Concepts in Investing

12. Investing in Common Stock

13. Investing in Bonds and Preferred Stock

14. Investing in Mutual Funds, Real Estate, and Other Alternatives

15. Saving for Distant Goals: Retirement and Education

Part III Continuing Case

Part IV: Protecting Household Wealth

16. Life Insurance and Long-Term Care

17. Estate Planning

Part IV Continuing Case

Appendixes: Time Value Tables, Answers to Problems

Glossary